If you are someone who drives pretty regularly, you have a very good chance of getting into some sort of car accident. Thankfully, most car accidents are not extremely traumatic or deadly. Most of them are fender benders that result in minor injuries and property damage. It can be easy to decide to file a lawsuit after a horrific car crash, but it might be harder to decide this if you were involved in a fender bender.
When Is a Fender Bender Worth a Lawsuit?
- Insurance: If you were involved in a fender bender but you do not have car insurance, your capacity to recover for any injuries or damage will be minimal. Not having car insurance can make you personally liable for any injury or damages you caused while driving. It can also, in many states, disallow you from collecting the complete amount of damages you could have otherwise recovered.
- Damages: Fender benders usually result in small scrapes or dents to your vehicle, so it may not be worth your time and effort to file a lawsuit. If minor damage is not covered by insurance, small claims court could be a better option for you. Lawsuits that involve an attorney usually are reserved for accidents that resulted in physical injuries and medical expenses.
- Injuries: Fender bender lawsuits might only be a good idea if the injuries involved were serious. To determine whether an accident was a “serious” accident, consider if the incident resulted in actual medical bills, lost wages, loss of companionship, or pain and suffering. Minor cuts, cruises or neck strains/whiplash may not result in significant recovery, but it is always worth it to ask an attorney before deciding whether to pursue a lawsuit.
Don’t be discouraged if you were involved in a fender bender and you believe that you won’t recover from any sustained injuries. Depending on the circumstances of the accident, a lawsuit could still be an option for you. Contact a skilled car accident lawyer at Karlin & Karlin for a free consultation so we can help you make the best decision for you and your family.